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Terms & Conditions

Please read these Terms & Conditions carefully. By accessing and using the Ulalo platform, you agree to be bound by these terms.

Last Updated: April 2026 | Effective Date: April 1, 2026

1. Definitions

"Platform" - The Ulalo smart wallet and health data management services, including web and mobile applications.

"User" or "You" - Any individual or entity accessing or using the Platform.

"Health Data" - Your personal health information (PHI), medical records, and health metrics provided to the Platform.

"AI Services" - Machine learning models and artificial intelligence features used to provide health insights and clinical trial matching.

"Service Provider" or "We/Us/Our" - Ulalo Inc. and its affiliates.

2. Service Description

Ulalo provides a SaaS platform for health data management and clinical trial matching. Our services include:

  • • Secure storage and organization of personal health information
  • • AI-powered health insights and analytics
  • • Clinical trial matching recommendations
  • • Health data portability and sharing controls
  • • Integration with healthcare providers and systems

3. User Accounts and Registration

3.1 Account Eligibility

You must be at least 18 years old to create an account on the Ulalo Platform. By registering, you represent and warrant that you have the legal authority and capacity to enter into these Terms.

3.2 Account Information

You are responsible for maintaining the confidentiality of your account credentials and password. You agree to provide accurate, complete, and current information during registration and to update it as necessary.

3.3 Account Responsibility

You are solely responsible for all activities occurring under your account. Notify us immediately of any unauthorized access or use of your account.

3.4 Parental Consent

For minors (under 18), parental or guardian consent is required. Parents/guardians must review these Terms and authorize the minor's use of the Platform.

4. AI & Clinical Disclaimer

⚠️ IMPORTANT MEDICAL DISCLAIMER

The Ulalo Platform provides informational services only and is NOT a substitute for professional medical advice, diagnosis, or treatment.

4.1 AI Limitations

  • • AI models are trained on historical data and may not reflect your individual clinical situation
  • • AI insights are probabilistic and subject to errors or inaccuracies
  • • AI recommendations do not constitute medical advice
  • • Clinical trial matching is informational only; eligibility must be verified by trial coordinators

4.2 Medical Decision-Making

You must consult with qualified healthcare professionals before making any medical decisions based on Ulalo insights. Always seek professional medical advice for diagnosis and treatment.

4.3 Emergency Services

In case of medical emergency, contact emergency services (911 in the US) immediately. Do not rely on the Platform for emergency care.

4.4 Data Accuracy

You are responsible for ensuring the accuracy and completeness of your health data. Inaccurate data may result in incorrect insights or recommendations.

5. Acceptable Use Policy

You agree NOT to use the Platform for:

  • • Illegal activities or violation of any applicable laws
  • • Unauthorized access or attempted hacking
  • • Transmitting malware, viruses, or harmful code
  • • Harassment, threats, or abusive behavior
  • • Violating others' privacy or intellectual property rights
  • • Impersonation or fraudulent activities
  • • Spam, unsolicited messaging, or commercial solicitation
  • • Reverse engineering or attempts to circumvent security measures
  • • Selling, trading, or sharing access to your account

6. Intellectual Property Rights

6.1 Platform IP

All software, design, features, and functionality of the Ulalo Platform are the exclusive property of Ulalo Inc. and protected by copyright, trademark, and other intellectual property laws.

6.2 License Grant

We grant you a limited, non-exclusive, non-transferable license to access and use the Platform for your personal, non-commercial health management purposes, subject to these Terms.

6.3 Restrictions

You may not reproduce, modify, distribute, transmit, display, perform, or publish the Platform or any portion thereof without prior written permission.

6.4 User Content

You retain all rights to any health data or content you upload to the Platform. By uploading, you grant Ulalo a worldwide, royalty-free license to use, process, and analyze your data solely for providing Platform services.

7. Data Ownership & Control

7.1 Your Data Ownership

You retain full ownership of all health data uploaded to the Platform. Ulalo acts as a custodian and processor of your data, not an owner.

7.2 Data Portability

You can download, export, or transfer your health data at any time in standard formats. We will provide your data upon request within 30 days.

7.3 No Data Selling

Ulalo does not sell, trade, or lease your personal health information to third parties. Your data is used exclusively for your benefit and service improvement (with your consent).

7.4 Data Sharing

Data may only be shared with healthcare providers, researchers, or third parties with your explicit written consent. You can revoke consent at any time.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ULALO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR MEDICAL OUTCOMES.

8.1 Service "AS IS"

The Platform is provided "AS IS" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

8.2 Maximum Liability

Ulalo's total liability under these Terms shall not exceed the fees you paid in the past 12 months, or $100, whichever is greater.

8.3 No Liability for Third Parties

Ulalo is not responsible for actions, omissions, or decisions of healthcare providers, researchers, or other third parties using data from the Platform.

8.4 Service Interruptions

We are not liable for any service disruptions, system failures, or data loss due to circumstances beyond our reasonable control.

9. Indemnification

You agree to indemnify, defend, and hold harmless Ulalo, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, or expenses arising from:

  • • Your violation of these Terms
  • • Your use of the Platform in violation of applicable laws
  • • Your infringement of third-party intellectual property rights
  • • Your health data or information provided to the Platform

10. Termination

10.1 Termination by You

You may terminate your account at any time by requesting account deletion through your account settings. Upon termination, we will delete your data in accordance with our Data Retention Policy.

10.2 Termination by Ulalo

We may suspend or terminate your account if you violate these Terms, engage in harmful activities, or violate applicable laws. Termination shall not relieve you of any outstanding obligations.

10.3 Effect of Termination

Upon termination, your access to the Platform ceases immediately. Sections 4, 6, 8, 9, 11, 12, and 13 survive termination.

11. Modifications to Terms & Service

We may modify these Terms and the Platform at any time. Material changes will be notified via email or prominent notice on the Platform. Continued use constitutes acceptance of modified Terms.

We continuously improve the Platform, which may result in feature changes, new functionality, or service modifications. We will maintain core functionality and data protection standards.

12. Disclaimers

12.1 No Medical Advice

Ulalo does not provide medical advice, diagnoses, or treatment. All health insights are informational and should not replace professional medical consultation.

12.2 AI Accuracy

While we strive for accuracy, AI models can produce incorrect or misleading results. Always verify critical information with healthcare professionals.

12.3 Clinical Trial Information

Clinical trial matching is based on available data and should not be considered definitive. Trial coordinators will verify eligibility. Trial information is provided for educational purposes.

12.4 Third-Party Services

The Platform may integrate with third-party services. We are not responsible for third-party content, services, or policies. Use third-party services at your own risk.

12.5 Data Accuracy

We do not guarantee the accuracy, completeness, or timeliness of data displayed on the Platform. You are responsible for verifying critical health information.

13. Governing Law & Dispute Resolution

13.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Jurisdiction], without regard to conflict of law principles.

13.2 Dispute Resolution

Any disputes shall be resolved through binding arbitration rather than court proceedings, except for injunctive relief or enforcement of intellectual property rights.

13.3 Class Action Waiver

You agree that disputes will be resolved on an individual basis, not as part of any class or representative action.

14. Contact Information

If you have questions about these Terms & Conditions, please contact our Legal Team:

Ulalo Inc. Legal Department

Email: legal@ulalo.io

Response Time: Within 5 business days

These Terms & Conditions constitute the entire agreement between you and Ulalo regarding your use of the Platform. If any provision is found invalid, the remaining provisions remain in effect.

Last Updated: April 2026